How to Read Your Health Insurance Card

How to Read Your Health Insurance Card
October 13, 2016 Rina
In Health & Wellness

I am sure everyone here own a health insurance. If you haven’t, please buy one because medical care is expensive nowadays. If you do, I wonder whether you can read the card. Years ago I could care less with whatever written on my health insurance card. All I know was that I have one and when I got sick I gave it to the registration to have it swiped.

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But really, what exactly is your health insurance benefit? The card can actually tell you in brief.

See what is written at the left bottom:

IP : In Patient / RI : Rawat Inap (In Indonesian language). The number next to it is the plan of your hospital room charge. For example, 1000 means your plan is IDR 1.000.000,- per night. This is not for the entire bill but the charge for the room. Details of what are there under the plan can be checked in your policy.

OP : Out Patient / RJ : Rawat Jalan (In Indonesian language). The number next to it is the plan of your out patient charge per visit. For example when you get sick and you need to see a doctor without having to stay overnight at a hospital.

DT : Dental care / RG : Rawat Gigi (in Indonesian language). The number next to it is the plan for your dental care normally per year.

MT / MA : Maternity

GL : General liability

Do you have any question regarding insurance? Let me know in the comment below!

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Comment (1)

  1. Theresa 10 months ago

    Thanks to Obamacare, my insurance is ridiculous. My card pretty much tells me that I am paying out the nose to have insurance but they aren’t going to pay for much of my coverage.

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